Terms of Service

1. Acceptance

By accessing or using KCM, you agree to these terms. If you do not agree, do not use the service.

2. Permitted Use

You agree to use KCM in compliance with applicable laws and not to compromise the security, integrity, or availability of the services.

3. Licenses & Ownership

The software, trademarks, and content associated with KCM are owned by ELITE-TECH or its licensors. No implied license is granted beyond what is expressly authorized.

4. Accounts & Privacy

You are responsible for activities performed via your access. Data processing is described in our Privacy Policy.

5. Limitation of Liability

KCM is provided “as is.” To the extent permitted by law, ELITE-TECH disclaims liability for direct or indirect losses related to the use of the service.

6. Changes

We may update these terms at any time. Changes take effect upon posting.

7. Contact

Questions? See the Contact page.

8. Payments & Subscriptions

Card payments and subscriptions for KCM are processed by Stripe Payments Europe, Limited (“Stripe”). Your payment credentials are transmitted directly to Stripe; ELITE-TECH does not store full card numbers or CVC.

Subscriptions renew automatically (monthly unless stated otherwise) until you cancel. You can manage or cancel your subscription at any time via the customer portal link provided after checkout and on your invoice. Cancellation takes effect at the end of the current billing period; we do not provide prorated refunds for partially used periods (consumer statutory rights remain unaffected). We may update pricing with prior notice (at least 30 days for recurring subscriptions). All fees are payable in EUR unless otherwise specified.

Prices are shown exclusive of VAT. Taxes (including VAT) are calculated and collected where required via Stripe Tax. Invoices are issued after each successful charge and remain accessible via a secure link.

9. Trials & Refunds

If a trial is offered, it will be clearly indicated at checkout. Unless you cancel before the trial ends, the paid plan starts and the first charge is made automatically. Except where required by law, payments are non-refundable once the billing period has started.

10. Merchant of Record & Legal

The merchant of record is ELITE-TECH, registered in France under SIREN 839 542 917 (RCS Créteil), VAT FR95839542917. These Terms are governed by the laws of France. Any dispute shall be subject to the exclusive jurisdiction of the courts of Paris (France), without prejudice to mandatory consumer protections that may apply in your country of residence.

11. Prices & Taxes

Subscription price: €9 per month (excluding VAT). Taxes (including VAT) are calculated and collected where required based on your billing details and location, using Stripe Tax. The final amount shown at checkout includes any applicable taxes. All amounts are charged in EUR unless stated otherwise.

12. Strong Customer Authentication (SCA)

Your bank may require additional authentication (SCA/3-D Secure) to complete a payment. Any exchange fees or bank charges are your responsibility.

13. Invoicing

An invoice is issued after each successful charge and remains accessible via a secure link (hosted by Stripe). You are responsible for providing accurate billing information (including VAT ID where applicable). Invoices and related accounting records are retained for the legally required period.